Revolut Membership Comparison: Which Plan Is Right for You in 2025?
Revolut membership comparison is essential if you’re trying to decide which plan best fits your lifestyle and financial habits.
Whether you’re a student managing everyday spending, a remote worker needing flexible global access, or a frequent flyer chasing premium travel perks, Revolut offers five distinct plans — Standard, Plus, Premium, Metal, and Ultra.
Each tier is designed to meet specific needs, from free digital banking basics to advanced features like cashback, airport lounge access, travel insurance, and even personal concierge support.
By understanding what each membership includes, you can make an informed choice and get the best value out of your money, whether you’re staying local or living life across borders.
Revolut Membership Comparison: All 5 Plans Explained
Revolut currently offers five membership levels in Sweden:
- Standard – Free
- Plus – 44.99 SEK/month
- Premium – 94.99 SEK/month
- Metal – 169.99 SEK/month
- Ultra – 500 SEK/month (Introductory offer)
How to Choose the Right Revolut Plan
The best Revolut plan for you depends largely on your spending habits, travel frequency, and the perks you prioritize most.
If you’re someone who just needs a secure digital banking solution for daily expenses, online shopping, or budgeting tools, then the Standard or Plus plans are likely more than sufficient — and they come at minimal or no cost.
However, if you travel regularly, make frequent international transactions, or value things like travel insurance, zero FX fees, cashback rewards, and priority support, then upgrading to Premium, Metal, or Ultra could unlock tremendous convenience and cost-saving opportunities.
These plans are built for users who want not only financial flexibility but also premium lifestyle features that support a global and mobile life. You can explore the full breakdown of what’s included in each plan directly on Revolut’s official pricing page.
Detailed Revolut Membership Comparison by Features
- Standard: Free account, one virtual card, basic security tools, limited exchange, no travel insurance.
- Plus: Adds purchase protection, 24/7 priority chat support, and increased card controls for extra peace of mind.
- Premium: Travel insurance, no FX fees (up to limits), airport lounge access with conditions, disposable cards, higher withdrawal limits.
- Metal: All Premium features plus cashback on card purchases, even higher ATM limits, exclusive metal card, and purchase protection on a broader level.
- Ultra: Everything in Metal plus global lounge access, unlimited FX, travel concierge, advanced cashback offers, and luxury partner perks.
Use Case Scenarios
If you’re a student or only use Revolut for online shopping or budgeting, Standard or Plus will suit you.
If you travel within Europe occasionally and value convenience, Premium is ideal.
If you travel frequently or run a business, Metal offers great cost-saving benefits.
And if you want the full premium experience, Ultra is the ultimate tier.
Why I Upgraded to Premium
I personally started with Standard and eventually upgraded to Premium during a series of international trips.
The included travel insurance, priority support, and no-fee currency exchange quickly paid off. It made managing money abroad effortless, and I’m now considering Ultra for even more cashback and airport perks.
If you’re considering how Revolut fits into a digital nomad lifestyle, check out our guide on how I use Revolut for international digital banking . It shares real-life use cases and money-saving tips.
Best Revolut Plan for Travelers
For most travelers, Premium is the best balance of features and price. You get all essential travel protections and benefits without overpaying.
If you fly frequently and want perks like lounge access, cashback, and concierge, then Metal or Ultra are worth every krona.
Final Thoughts on Revolut Membership Comparison
This Revolut membership comparison shows there’s no one-size-fits-all answer. The right plan depends on your needs and lifestyle.
Whether you’re looking for secure online payments or premium services, Revolut has an option for you. Start free and upgrade as your needs grow.
🔗 Visit the official Revolut pricing page for the most up-to-date plan details.
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